Terms of Service

1. Acceptance of Terms

By accessing and using Money 2 Cents ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Money 2 Cents provides financial literacy education, investment insights, and related content specifically tailored for EU residents. The Service includes access to our newsletter, educational materials, and future platform features.

3. User Obligations

As a user of our Service, you agree to:

• Provide accurate and complete information when signing up
• Maintain the confidentiality of your account information
• Use the Service only for lawful purposes
• Not distribute spam or unsolicited messages using our Service
• Respect the intellectual property rights of Money 2 Cents and others

4. Intellectual Property

All content provided through Money 2 Cents, including but not limited to text, graphics, logos, images, and software, is the property of Money 2 Cents or its content suppliers and is protected by international copyright laws.

5. Disclaimer of Warranties

The information provided by Money 2 Cents is for educational purposes only and should not be considered as financial advice. We do not guarantee the accuracy, completeness, or timeliness of any information presented. Always consult with qualified financial professionals before making investment decisions.

6. Limitation of Liability

Money 2 Cents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Service, including but not limited to financial losses from investment decisions made based on our educational content.

7. Privacy and Data Protection

Your use of our Service is also governed by our Privacy Policy. We are committed to protecting your personal data in accordance with GDPR and other applicable data protection laws. Please review our Privacy Policy for more information.

8. Newsletter and Communications

By subscribing to our newsletter or joining our waitlist, you agree to:

• Receive periodic emails with educational content and updates
• Have the right to unsubscribe at any time
• Not share or forward our content without permission

9. Modifications to Service

Money 2 Cents reserves the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the European Union and the specific member state where Money 2 Cents is registered, without regard to its conflict of law provisions.

11. Termination

We reserve the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Entire Agreement

These Terms constitute the entire agreement between Money 2 Cents and you regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.